💡 Thought of the Week

Every year during Medicare open enrollment, millions of seniors unknowingly stay on the wrong plan. Caregivers often think they’re saving time by sticking with what’s already in place, but it can cost them big — in money, doctors, and peace of mind. I’ve been searching for a trustworthy solution I could stand behind, and I finally found one.

Here’s what shocked me: 70% of seniors don’t review their coverage each year. Plans change constantly, and staying put can mean losing access to doctors, missing out on benefits, or paying penalties.

One of the most costly mistakes is assuming that having Original Medicare (Parts A & B) is enough. It isn’t. These plans only cover hospital and medical services — they don’t cover prescriptions or many of the ongoing needs that matter most to caregivers. Without reviewing and updating coverage, families can face thousands of dollars in unexpected expenses.

And yet, most Medicare “helpers” aren’t really helping — they only show the plans that pay them the biggest commissions. Families deserve better.

That’s why I want you to know about Chapter. They’re the only national Medicare advisor that compares every single plan available, not just a select few. Their advisors are salaried, not paid by insurance companies, so they have no reason to steer you the wrong way.

With Chapter:

• You’ll see all the plans available to you, not just the ones that benefit the broker.
• Their process is simple, free, and without pressure. If you’re already on the best plan, they’ll tell you.
• Their advisors are real humans — patient, honest, and willing to walk you through everything step by step.
• And their support doesn’t stop after enrollment — if a bill looks wrong or a copay suddenly spikes, they’ll help you figure it out. It’s like having a Medicare concierge all year long, not just at open enrollment.

The results speak for themselves: seniors who work with Chapter save an average of $1,100 per year, and hundreds of thousands across the country already trust them.

👉 Start here: askchapter.org/careblazers​
Or call them directly at 504-490-0080. ​

When you use this link or number, they’ll know you’re a Careblazer, which means you’ll be connected with someone familiar with the unique challenges dementia families face.

I don’t take it lightly when I recommend a company. But after meeting their team, confirming their A+ Better Business Bureau rating, and reviewing their outcomes, I believe Chapter can save you time, money, and stress this open enrollment season.

If you try them, let me know how it goes — your experience matters to me.